Financial Services & Fintech· India · UAE · USA
Regulatory advisory for fintech, payment systems, lending platforms, neobanks, wealth-tech, and insurance distribution, RBI digital-lending rules, payment-aggregator licensing, IRDAI regulations, and the cross-cutting compliance overlay across KYC, AML, and consumer protection.
Scope of Work
What We Deliver Under Financial Services & Fintech.
The named, recurring work an enterprise client engages us for in this practice. Adjacent matters are common, scoped on the call.
- RBI digital-lending guidelines and licensed-lender / LSP structuring
- Payment-aggregator and payment-gateway licensing and ongoing compliance
- Neobank and account-aggregator framework advisory
- Wealth-tech, RA / IA / smallcase platform compliance
- Insurance distribution: web aggregator, IMF, corporate-agent licensing
- KYC / AML / PMLA compliance frameworks for FinTechs
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About the app →Who it's for
The Buyer Profile.
Fintech founders and operators; payment-system providers; digital-lending platforms; neobanks and BaaS providers; insurance-distribution platforms; foreign fintechs entering India through partnership models.
Regulators & Frameworks
Bodies and frameworks we operate under.
- RBI
- SEBI
- IRDAI
- PFRDA
- NPCI
- FIU-IND
How we engage
From Scoping Call to First Deliverable.
- 01
Scoping call
A 45-minute conversation to understand your matter, jurisdictions, and operating cadence. Initial calls are nominal.
- 02
Engagement letter
Scope, fees, escalation paths, and SLAs in writing within 2-5 business days.
- 03
Onboarding
Secure document handover, system access, named counsel allocated.
- 04
Delivery & reviews
Monthly drumbeat for retainers, quarterly business reviews where the matter calls for it.
Financial Services & Fintech, Frequently Asked
Questions buyers ask before engaging.
Do you advise digital-lending platforms?
Yes. The RBI digital-lending guidelines (DLG) framework, licensed-lender / LSP arrangements, FLDG structures within RBI norms, KYC and customer-suitability flows, is core to the fintech practice.
Can you support payment-aggregator licensing?
Yes. PA-cross-border, PA online, and PPI licensing applications, plus ongoing compliance, audit support, and RBI inspection response.
Do you handle PMLA / AML compliance for FinTechs?
Yes. PMLA principal-officer designation, AML programme design, FIU-IND reporting, KYC-policy drafting, and inspection response. Often delivered as a managed-service ALSP engagement for fintechs scaling KYC volume.
General questions on engagement, security, and procurement live on the FAQ page.
Related Practices
Buyers of Financial Services & Fintech Often Also Engage On.
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Read more →Data Protection & Privacy
CounselALSPIndia DPDP Act, EU GDPR, UK GDPR, and sector frameworks (HIPAA, PCI-DSS where in scope). Data-protection-impact assessments, DPA negotiation, cross-border transfer mechanisms (SCCs / DPDP equivalents), and incident-response playbooks.
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Read more →No fees to talk · reply within one business day
Tell Us What Your Business Needs. We'll Call You Back
Share a line or two about your matter, a counsel from the Financial Services & Fintech desk reviews it and calls you back. Confidential, and there is no charge for this conversation.
Bring Us the Financial Services & Fintech Matter.
First conversation is nominal. Engagement letter in 2-5 business days. NDAs / DPAs returned within two business days.
