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LawCrust
Practices · Financial Services & Fintech

Financial Services & Fintech · India · UAE · USA

Regulatory advisory for fintech, payment systems, lending platforms, neobanks, wealth-tech, and insurance distribution, RBI digital-lending rules, payment-aggregator licensing, IRDAI regulations, and the cross-cutting compliance overlay across KYC, AML, and consumer protection.

Talk to a counsel How we engage Delivered via Counsel ALSP

Scope of Work

What We Deliver Under Financial Services & Fintech.

The named, recurring work an enterprise client engages us for in this practice. Adjacent matters are common, scoped on the call.

  • RBI digital-lending guidelines and licensed-lender / LSP structuring
  • Payment-aggregator and payment-gateway licensing and ongoing compliance
  • Neobank and account-aggregator framework advisory
  • Wealth-tech, RA / IA / smallcase platform compliance
  • Insurance distribution: web aggregator, IMF, corporate-agent licensing
  • KYC / AML / PMLA compliance frameworks for FinTechs

Who it's for

The Buyer Profile.

Fintech founders and operators; payment-system providers; digital-lending platforms; neobanks and BaaS providers; insurance-distribution platforms; foreign fintechs entering India through partnership models.

Regulators & Frameworks

Bodies and frameworks we operate under.

  • RBI
  • SEBI
  • IRDAI
  • PFRDA
  • NPCI
  • FIU-IND

How we engage

From Scoping Call to First Deliverable.

  1. 01

    Scoping call

    A 45-minute conversation to understand your matter, jurisdictions, and operating cadence. Initial calls are nominal.

  2. 02

    Engagement letter

    Scope, fees, escalation paths, and SLAs in writing within 2-5 business days.

  3. 03

    Onboarding

    Secure document handover, system access, named counsel allocated.

  4. 04

    Delivery & reviews

    Monthly drumbeat for retainers, quarterly business reviews where the matter calls for it.

Financial Services & Fintech, Frequently Asked

Questions buyers ask before engaging.

Do you advise digital-lending platforms?

Yes. The RBI digital-lending guidelines (DLG) framework, licensed-lender / LSP arrangements, FLDG structures within RBI norms, KYC and customer-suitability flows, is core to the fintech practice.

Can you support payment-aggregator licensing?

Yes. PA-cross-border, PA online, and PPI licensing applications, plus ongoing compliance, audit support, and RBI inspection response.

Do you handle PMLA / AML compliance for FinTechs?

Yes. PMLA principal-officer designation, AML programme design, FIU-IND reporting, KYC-policy drafting, and inspection response. Often delivered as a managed-service ALSP engagement for fintechs scaling KYC volume.

General questions on engagement, security, and procurement live on the FAQ page.

Related Practices

Buyers of Financial Services & Fintech Often Also Engage On.

Banking & Finance

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Secured lending, syndicated loans, debt restructuring, security creation and enforcement, RBI master-direction compliance, FEMA inbound-outbound investment work, and regulatory advisory for banks, NBFCs, and corporate borrowers.

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Data Protection & Privacy

CounselALSP

India DPDP Act, EU GDPR, UK GDPR, and sector frameworks (HIPAA, PCI-DSS where in scope). Data-protection-impact assessments, DPA negotiation, cross-border transfer mechanisms (SCCs / DPDP equivalents), and incident-response playbooks.

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Capital Markets & Securities

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Debt and equity issuances, IPOs and follow-on offerings, private placements, AIF / VCF structuring, SEBI continuous-disclosure obligations, and investor side-letter negotiations. Cross-border offerings coordinated with international counsel.

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Bring Us the Financial Services & Fintech Matter.

First conversation is nominal. Engagement letter in 2-5 business days. NDAs / DPAs returned within two business days.

Talk to a counsel → inquiry@lawcrust.com